Investors are usually vigilant for a type of investment which yields a high return in exchange for low risk of losing the principal amount. Truth being told, a combination of high return and low risk is fictional. Risk and returns sit on either sides of the equation and are directly related. Hence, the higher the returns, higher is the risk and vice versa.

The options of this process of risk taking and return delivering are manifold. You can choose from these options depending upon your risk and return appetite. For starters, there are two types of investment products – Financial and Non-financial assets. Financial assets are also bifurcated into market linked products like equity shares, mutual funds, etc. and fixed income products like Bank fixed deposits, Public Provident Fund, etc.

Portfolio management Services offers Professional management of market linked investment with an aim to deliver higher risk adjusted services. It provides customized services to investors with high net worth and high risk appetite & provides greater flexibility to investors and a yields high return. It is a process of choosing appropriate mix of investment and the percentage allocation of those investments are the same as Mutual Funds but it also provides customized services as per the risk appetite, needs, requirements and financial objectives.

In simple words, PMS is a Financial Product in which a portfolio manager takes care of investors’ portfolio in return for a fee on their return as a commission. Hence, the top line of an investor is the bottom line of the manager. These managers hold an experience and expertise in the investment domain and that’s how it generates higher returns with a trust value. For that matter, you are given a tracker and reports of your investment for you to track the developments in your investment and returns along with expert’s recommendations.

A minimum ticket size of ₹50 Lakhs is the threshold to enter into mainstream PMS as per SEBI guidelines although you can start with smaller ticket size as well through various services.

In India, major players in the PMS business are – Motilal Oswal PMS, Ask PMS, Kotak PMS, ICICI Prudential PMS, Birla Sunlife PMS, etc. It is well established that Indians save rather than invest. We cling on to physical assets like Land, gold, house, etc. because of our risk-averse nature. This trend has been shifting substantially in the last two decades as Financial Literacy is growing.

Investors are usually vigilant for a type of investment that yields a high return in exchange for a low risk of losing the principal amount. Truth be told, a combination of high return and low risk is fictional. Risk and returns sit on either side of the equation and are directly related. Hence, the higher the returns, the higher is the risk and vice versa. The options of this process of risk-taking and return delivery are manifold. You can choose from these options depending upon your risk and return appetite. For starters, there are two types of investment products – Financial and Non-financial assets. 

Financial assets are also bifurcated into market-linked products like equity shares, mutual funds, etc., and fixed income products like Bank fixed deposits, Public Provident Fund, etc. Portfolio management Services offers Professional management of market-linked investments with an aim to deliver higher risk-adjusted services. It provides customized services to investors with high net worth and high-risk appetites & provides greater flexibility to investors and yields high return. It is a process of choosing an appropriate mix of investment and the percentage allocation of those investments are the same as Mutual Funds but it also provides customized services as per the risk appetite, needs, requirements, and financial objectives. 

In simple words, PMS is a Financial Product in which a portfolio manager takes care of investors’ portfolios in return for a fee on their return as a commission. Hence, the top line of an investor is the bottom line of the manager. These managers hold experience and expertise in the investment domain and that’s how it generates higher returns with a trust value. For that matter, you are given a tracker and reports of your investment for you to track the developments in your investment and returns along with expert recommendations.